Insurance

[xcduetester]

Hey all~~~am insurance shopping (ick), any advice/pointers would be appreciated. What are you paying and with who?? Thanks~~

[ramnj]

I use United Marine Underwriters and pay $248 a year for full coverage on my RXP and double trailer.

[Vman]

I went through the AWA (Reed Brothers)- have 2 RXT's covered for 300/300K for around $500. Had Ski safe before that, they were pretty decent too.

Coverages vary alot- you gotta be a smart shopper. The AWA gave me 300K of coverage for the same price as Ski safe's 100K coverage w/ less restrictions.

I think general rule of thumb though: full coverage= $250 to $300 on a newer ski, that's in the Northeast.

[boataddict]

You guys are lucky.
There is only one game in town for insurance on a RXP in Canada.
Marine Expert costs $800 a year.

[Jeff C]

$185/year for a $mill liability and full coverage RXP/Trailer. American Family insurance.

But I have all my policies with them..........

If they think the boat will go over 55 mph, they will not insure it.

I had to tell them when I first insured it "I am not sure how fast it will go, but I would guess it was under 55"

[SpeedStang95]

I have boat US 165.00 full coverage 05 RXP a year

[North49]

I use a broker Crosslands General Ins and pay $305 cdn for an 04 RXP

[xcduetester]

Thanks~~~~~called several of the companies mentioned but none would insure in Florida???
The best I could do was Progressive Direct, $315 per year.
Bodily Injury/ Property Damage 25,000 per person
50,000 per accident
Medical 10,000
Comprehensive/Thieft
Collision
$500 deductible
Didn't get as good a price as some of you but maybe that is because our riding season is longer???
Now I'm officially insurance poor~Health~Auto~PWC=OUCH

[boataddict]

North 49,
Does the Ins company know how fast the RXP is?
There are lots of companies that will insure watercraft but I could only find one that would insure the RXP knowing how fast it can go.

[Franko]

I've heard the PWC theft rate in Florida is the reason for the high prices and lack of insurability.